You're in all Blogs Section

Blockchain in Real Estate needs Consumer Focus to deliver #P2P Savings

03/24/17 ORIGINAL:  Looks like the Spring Meeting of RESO, an international Real Estate Standards Organization, will be doing some foundational work on blockchain in real estate and the PUID — Property Unique ID.  As you can see from the link and screen grab below, the morning of Wednesday, April 26 includes presentations by the Center for Realtor Technology and International Blockchain Real Estate Association (IBREA).

04/12/17  UPDATE:  If you visit the agenda shown below, you’ll see that the PUID update now includes Jon Mabe, VP- Engineering, Zillow Group, so that could be a significant sign that something REAL is happening.  What’s your take?



RESO is made up PRIMARY of techies who work for real estate portals and Realtor-controlled Multiple Listing Services.  Originally founded by the National Association of Realtors, they appear to work closely with the Center for Realtor Technology (@CRTLabs).  As such, their perspective — and for some members, their explicit mission — is to keep real estate agents at the center of the real estate transaction.

If you watch this video from the founder of IBREA, you’ll hear him talk about the inherently disruptive nature of blockchain but them paradoxically say that his company is courting the largest publicly traded real estate companies in the world. (Share via social media)

That raises questions about who’s looking out for consumers, ordinary buyers and sellers who can BILLIONS of dollars annually by #P2P transactions blockchain can enable.  This tweet addresses that potential and your thoughts are welcome: (Share via social media)

If RESO is focusing on the listing side of the industry because so many member are MLS / Realtor-centric, can we bring consumers into the emerging real estate ecosystem by taking the lead on the demand side with blockchain-enabled #HousingID’s? (Share via social media)

Doesn’t the story in yesterday’s Boston Globe about Boston’s broken real estate market is getting worse make that need / opportunity more urgent? (Share via social media)


Let’s use #RE2020 to aggregate and discuss real estate use cases that deliver savings to homebuyers and sellers after the MIT FinTech conference last week as well as the RESO meeting this week. If that’s also happening in other forums, please post links and development efforts our OPEN forum:  (Share via social media)

Posted in Blockchain, Consumer protection, Crowdsourcing, Discount real estate, Disrupt Real Estate, Housing policy, HousingID, RE2020, Savings & Rebates, Tech Trends

Let’s poke fun at the Sleeping Giant of the Consumer Movement

Twenty-five years, one of the keynote speakers at the Consumer Federation of America’s annual Financial Services conferences, delivered words that still ring true:

“Real Estate is the Sleeping Giant of the Consumer Movement.”

Too little has changed over the past two and half decades but the good news is that real estate consumer advocates have regained a sense of momentum this Spring on at least three levels:

Local momentum

The founder of Consumer Advocates in American Real Estate, (CAARE) is doing media interviews on this effort to fight illegal kickbacks in Minnesota:

Digital momentum

Tonight, a handful of real estate innovators will gather with Mass. Legal Hackers team at Code of America / Code for Boston.  They could be formidable new allies who help unleash the potential of blockchain / smart contract to build real estate apps that are #FiduciaryFirst.

What’s at stake:  $110B, including $30B annually in real estate?

Global momentum

The Founder of Trump University has given consumer advocates a global stage to amplify the warning, “The real estate industry was never as greedy and deceiving as it is today.”

And others are writing about how consumers and policy makers are pushing back worldwide.  We recommend following @BetterDwelling and others outing #SpeculatorsWithoutBorders


Want to get involved in efforts to reform the real estate industry and deliver billions in consumer savings?  Visit and request access if you’d like to collaborate; or simply listen to the audio post above, and share your thoughts.  We’re particularly interested in humorous ideas to help the consumer protection / public awareness campaign we do annually between the Ides of March and April Fool’s Day to go viral.  Be sure to use #REFooled if you post anything you’d like others to see (if you’ve been househunting in Greater Boston, Cambridge and surrounding communities, you know why.

Fooled again?  Let’s use tech to reform real estate / BLIND bidding wars (Share via social media)
Posted in #SpeculatorsWithoutBorders, Blockchain, Consumer protection, Defensive Homebuying, Designated Agency, Dual Agency Detective, Humor, Podcasts, RE2020, RECALL: Real Estate Consumer Alliance

Defensive homebuying in 2017: Can you future proof homebuying decisions?

As 2016 comes to a close, there is an uptick of activity on BostonBubble, a forum for homebuyers in Greater Boston that dates back to 2005. A self-described “lowly renter” is asking advice about homebuying in the New Year because of pressure he’s getting from relatives. Know anyone in a similar situation, or having similar conversations with your own peers about housing in a DysTrumpian era?

One renter adamantly wrote, “that parabolic up moves in prices in any market ALWAYS are an the tell of a coming crash.” We generally agree but submit that it’s more complicated than that; otherwise the “totally artificial housing market” (Robert Shiller’s characterization) would have turned down by now.  See why we thought that way during 4Q2013 via the empathy map above.

Housing Resolutions for the New Year

New Year’s is a time to look into the future, and there are numerous ways to do that. If you’re a “lowly renter” getting pressure to buy consider the following:

Short-term perspective: Rather than dismissing well-intended relatives, maybe you can ask for their empathy. Copy this Empathy Map on Google Drive, complete it and ask your relative, parent, spouse, whomever to do the same. Compare your perceptions of whether it’s a good time to buy, and maybe even share your responses here or offline in person: (share via social media)

Long-term perspective: Despite the number of people in gig economy jobs, conventional mortgages are still for 30 years. Given that, read stories on the two links below:

Will half of jobs really disappear in the next 25 years? (share via social media)

Future Proofing Homebuying Decisions

Wonder if mortgage lenders will begin rejecting or risk pricing loans based on the prospect that one’s livelihood will disappear before the end of their loan? Regardless, what impact will that have on housing expenditures (not just housing prices)?

Some say disruptive demographics will take housing down again before jobs begin to disappear. Greater Boston and New England already have a disproportionate percent of people over 60. Would you buy or sell a home in 2017 knowing that the next housing downturn will become more obvious by 2020? What are you doing to future proof your decisions?  (share via social media)

As written in our previous blog post, there are already signs that the housing market is slumping. Anyone else fear that we could see another lost decade in housing? How does that influence your home buying strategy?  (share via social media)

Meet Offline next week?

Regardless of whether you plan on buying in 2017 or hear warning bells, want to meet off-line to complete / compare housing Empathy Maps including our own from 4Q2013?  For those hoping to buy, want to learn more about “Defensive Homebuying”?

Contact us by calling 617-661-4046 or this form for more information.  We hope to host offline events, we call “Bubble Hours” over beer in 2017.  Follow #REonTap on @RealEstateCafe (share via social media)

Posted in #REonTap, Bubble Hour, Buyer agent, Defensive Homebuying, Great Senior Sell-Off, Housing bubble, Housing forecasts, Real Estate Bubble, Seasonality, Timing the market

Castle Doctrine: Protecting real estate consumers in DysTrumpian era


The Consumer Federation of America, an organization that includes 300 groups, just finished their annual Financial Services Conference and the event begged the question, what is the future of consumer advocacy in a DysTrumpian era? This hard-hitting opinion in the Washington Posts asks if a Trump economy will teach kids to be “con men.”  Here’s what’s at stake:

“…big companies and moneyed interests [are] eager to fleece unsophisticated or shallow-pocketed borrowers, investors, consumers, workers and small-potatoes entrepreneurs.

To the untrained ear, Trump’s campaign rhetoric suggested he might be on board with Obama’s mission.

Trump spoke frequently of how the system was “rigged” against the little guy, and how — because no one knows the system better than Trump — he alone could un-rig it. But now that he’s heading into office, Trump has flanked himself with a fleet of anti-regulation, anti-consumer subordinates who appear hellbent on dismantling the Obama administration’s hard-won pro-little-guy protections.” (share this URL via social media)

Who will protect consumers from the oncoming assault? Leading consumer advocates from non-profit and government agencies around the country gathered at their annual two-day event, and their concerns are reflected tweets using the hashtag #CFAFS2016.

One keynote and a break out panel​​ addressed the need to protect investors, particularly those saving for retirement, by preserving the hard-won “Fiduciary Duty” rule president-elect Trump is likely to repeal​.  Hoping to link a recent court decision protecting homebuyers from conflicts of interest, Real Estate Cafe asked what’s the best way to extend fiduciary reform into real estate in a series of tweets.

#RE2020:  Protect consumers, deliver billions in savings

To my knowledge, no real estate consumer advocates participated in the gathering but another panel addressed privacy and the abuse of personal data collected online.  That is one of the emerging issues in real estate, and creepy real estate apps get our nomination for “Stealth Story of 2016.”  Consumer advocates and tech innovators need to collaborate with conscientious Realtor groups, like the @CRTLabs, to extend #FiduciaryFirst principles to include the role of #InformationFiduciary.  As Doc Searls told that group, “Shelter is Privacy 101;” and his Castle Doctrine explains why managing personal data from smart homes and real estate transactions is a consumer’s right in an era of surveillance capitalism.

Let’s use the Boston Realty Party, our annual gathering(s) of real estate innovators and consumer advocates on (or near) the anniversary of the Boston Tea Party, to reconnect and update perspectives on what real estate might look like by 2020, the end of Donald Trump’s presidency.  Scary thought, but the real estate ecosystem is already changing, the question is who will reshape the future? Want to use these links to try?

To extend California’s landmark victory against dual agency, consumer advocates need to be involved in efforts by real estate insiders to update the agency disclosure form in Massachusetts. Anyone else alarmed that this meeting is being held at the Mass. Association of Realtors?  Classic example of the fox guarding the chicken coop?

What else will we see if we don’t organize to prevent a DysTrumpian future?

Tagged with:
Posted in Buyer agent, Consumer protection, Defensive Homebuying, Designated Agency, Dual Agency Detective, Dump Dual Agency, RE2020, Real Estate Consumer Bill of Rights, RECALL: Real Estate Consumer Alliance, reVRM

Crowdsourcing insights into a slumping housing market in Boston


December 11 will mark the 9th anniversary of joining, a forum for homebuyers to crowdsource insights during the real estate recession.  Over that period, Real Estate Cafe contributed over 100 posts, and two offer context for the current housing market.  Obviously, they were written pre-Trump, and one cannot underestimate the potential impact his presidency (if it is not overturned by the Electoral College) will have on the housing market.  Despite his celebrity status as a “real estate mogul,” he has NEVER developed a housing policy and his choice lead HUD, Dr. Ben Carson, has no housing experience.

Six months after warning homebuyers on BostonBubble of a changing housing market, October stats and recent headlines reveal that real estate sales and prices are falling in Massachusetts

As interest rates rise, will 1Q2017 see a repeat of 1Q2016?   Time to exercise “Defensive Homebuying” strategies so you can save money, be proactive or simply sit out because there is too much uncertainty?  If you’re inclined to buy, here’s the case for bargain hunting this time of year:


Posted: Thu Apr 07, 2016    Post subject: Prices down in 51 towns & suburbs in Metro Boston

Yesterday, Boston Globe ran a story on Peak Rents, today another indication that 2016 is turning point:

51 towns & Metro #Boston suburbs have begun 2016 on home price losing streak

Anyone want to meet at Cambridge Common near Harvard Square or Joshua Tree in Davis Square to talk about the implications of these emerging trends, and whether it’s possible or wise to “time the market.”

+ + +

Know anyone who’s suffering from buyer’s remorse, wondering if they were manipulated into overpaying in the past two years? Will we see a “Bidding War Backlash” in the next 18 months and a repeat of regrets like those in 2008?

+ + +

Posted: Fri Apr 08, 2016

Rather than taking legal action two years from now, what’s the best way to be preemptive — calm bidding wars during the next 100 days?

My hypothesis: By mid-August, the pre-election pause will cool currently overheated areas expanding the count of communities with falling housing prices.

What’s your prediction?

+ + +

As the image above shows, comments on BostonBubble have dropped to a trickle and there haven’t been any updates on the news feed in four months.  So Real Estate Cafe is setting up a place to monitor REBubble 2.0 online and we’re eager to begin hosting informal “Bubble Hours” as part of our ongoing series of conversations over beer, aka #REonTap.  Our goal is to inform homebuyer clients by crowdsourcing insights from other buyers, and selected real estate professionals particularly other buyer agents. Similar crowdsourcing efforts a decade ago helped some clients save more than $100,000 off original asking prices.

Here’s what our Real Estate Bubble Map / wiki looked like a decade ago (unfortunately went out of business so you’ll see repeated gaps), want to help us explore ways to track REBubble 2.0 this time?  Here’s what’s at stake:

MUST READ list of why Bubble 2.0 more dangerous than Bubble 1.0

Posted in "We" companies, #REonTap, Bubble Hour, Bubble map, Housing bubble, Market trends, Price reductions, Savings & Rebates, Seasonality, Sweetest Deals

Confront Candidates by Crowdsourcing Housing Questions for Next Debate


Without a question about housing or any mention of investigations and lawsuits related to Trump University, references to real estate were revealing in last night’s debate between presidential candidates Hillary Clinton and Donald Trump.

When a reporter asked afterwards if there were any defining moments, a Clinton strategist didn’t need to spin. Donald Trump’s lack of empathy for millions of Americans who were devastated by the real estate recession was revealing.

So was his response to fair housing violations.  In an article entitled, Donald Trump’s first presidential debate confirmed he has no idea what he’s talking about, Vox wrote:

“Accused of practicing racial discrimination in his businesses, he says being sued by the federal government is ‘one of those things’ and even though he paid up, there was ‘no admission of guilt.’”

He repeated “no admission of guilt” twice as if that would absolve him from the truth.

The truth is that Donald Trump saw foreclosures as  an opportunity to exploit people.  “That’s called business,” was his dismissive response when Hillary Clinton exposed Trump’s greed.  So if he lashes out at Fed Chief Janet Yellen for creating another “big fat ugly bubble,”  he needs to be held accountable.  If elected President, which version of Donald Trump would develop policies to protect millions of homeowners if they go upside down again on their mortgages again?

Is that a far fetched scenario?  Not according to some housing market observers.  Real estate is cyclical and storm clouds are already forming according to the co-founder of Keller-Williams.  The next president will need an enlightened housing policy to address numerous problems:

1.  Rent burdens are unprecedented;

2.  Not a single county has enough affordable housing;

3.  The wealth and income gap between millennials and baby boomers is a time bomb (disruptive demographics);

4.  Today’s lack of inventory will be replaced by homes no one wants, (Great Senior Sell-Off);

5.  We have only one affordable housing unit for every three seniors who need it.

Housing is taking a larger and larger share of household budgets, so some prominent people argue that affordable housing should have been more prominent throughout the primary and presidential campaigns.  Rather than waiting for debate moderators to ask, maybe ordinary home buyers and sellers should crowd source our own questions.

Bernie Sanders fans want to start here?

Mr. Trump, you made your fortune through real estate but your father developed thousands of units for ordinary people.  What’s your vision for housing a generation of millennials who are watching investors and foreign buyers remove starter homes and affordable condos from the housing market?

What about real estate professionals?  Why aren’t leaders in the industry stepping forward to confront the candidates on housing as they did at the bottom of the housing recession?

Posted in #SpeculatorsWithoutBorders, Affordable housing, Consumer protection, Foreclosure Prevention, Housing bubble, Housing policy, Real Estate Bubble, RECALL: Real Estate Consumer Alliance

Tidal Wave of #SpeculatorsWithoutBorders or Virtual Town Hall Meeting?

If “Foreign buyers at Millennium Tower show that Boston is on a world stage,” is that was a good thing?  Apparently not, if you scan over 130 comments from Boston Globe readers: (share via social media)

Across the river in Cambridge, concerns about soaring housing prices were mirrored by 80 neighbor-to-neighbor comments after one member of NextDoor, a neighbor-only site, expressed concerns about “how many members of the “public [hearing on affordable housing]” were developers, and how few were residents and advocates.”

Despite shared concern about rising costs, the gap between the two threads revealed a hidden problem:  how little is known about the role foreign buyers are playing in the current speculative cycle and their short and long-term impact on affordability.  What we do know is that:

While some some developers are trying to limit sales to investors to protect resales, a marketing consultant told the Boston Globe:

“It’s a little bit like holding back a tidal wave at this point,” … “There’s a much bigger market out there than anybody has tested.”


Why should “ordinary people” care?  Global real estate speculation is not limited to luxury towers; and even if it were, two articles in the New Yorker begin to explain indirect social costs:

Real Estate Goes Global (share via social media)

Why The High Cost of Big-City Living Is Bad For Everyone (share via social media)

Others fear that the housing market is being driven by external or shadow demand; #SpeculatorsWithoutBorders and more could make Housing Bubble 2.0 worse than the one a decade ago:

Housing Bubble 1.0 vs. Housing Bubble 2.0 – The Culprit is “Shadow Demand” … Again! (share via social media)

Finally, our concerns about spiraling prices and research into unprecedented bidding wars were underlined by this recent article:

China Might Be Blowing a Gigantic Global Housing Bubble

“…going back to 2013, recall that the People’s Bank of China allowed Chinese companies to lend money in renminbi to their offshore branches without any limit and without any requirement for them to first notify regulators.

That essentially meant that companies could transfer money out of China without having to worry about capital controls. Home prices started increasing strongly around the world since around that year.”

How can we raise awareness about #SpeculatorsWithoutBorders?  Here are two idea starters:

IDEA STARTER 1: Host Virtual Town Hall

Groups in Vancouver are hosting an affordable housing rally at 2pm (5pm our time) on Saturday, September 17.  Should we revisit an earlier proposal to host a virtual town hall meeting to learn more about their devastating new 15% tax on foreign buyers?  Ideally, the virtual town hall meeting could include others cities negatively impacted by #SpeculatorsWithoutBorders like the Bay Area, Seattle, Toronto, and New York.

IDEA STARTER 2: Use humor to raise awareness about #SpeculatorsWithoutBorders

We’ve shared this idea with a number of insiders, and invite feedback on using LAUGHTivism to expose #SpeculatorsWithoutBorders. Should we play with the idea sometime over beer at one of our #REonTap sessions? (share via social media)


Bidding wars are blind, so unless someone spills the beans, first-time homebuyers may not know that they’ve been outbid by a foreign buyer.  However, if the same buyer or investor pool turns that purchase into an AirBnb unit, it may be easier to spot and:

  1. Report to public officials monitoring the problem or Cambridge Inspectional Services if the units violates the city regulations.
  2. If short-rentals violate your condo by-laws or threaten to undermine financing options and resales, report to your condo association.
  3. Finally, if you’d simply like to sound off about the problem, record a one minute sound bite using this link via lap/desktop or your smartphone.  We’ll share it with Senator Elizabeth Warren’s staff, as Congress is investigating whether “short-term rentals may be exacerbating housing shortages and driving up the cost of housing in our communities.”

Posted in #REonTap, #SpeculatorsWithoutBorders, Affordable housing, Bidding wars, Bubble Hour, Consumer protection, Defensive Homebuying, Housing bubble, Housing Justice, Real Estate Bubble

#SpeculatorsWithoutBorders extracting affordable housing from Cambridge

A controversial protest organized by Black Lives Matter Cambridge resulted in extensive media coverage and an open letter last week in the Cambridge Chronicle entitled, Fight for affordable housing in Cambridge is fight for black liberation. Unfortunately, the same publication rejected my comment so posting here and eager to share with City Councilors, various affordable housing committees, and Envision Cambridge — the $3.3M citywide planning process.


Encourage affordable housing advocates to look at the impact “external demand” and bidding wars are having on a daily basis in Cambridge; and as reflected in the bullet points in the attached above, the long-term implications of the globalization of real estate. As you can see from this announcement posted on a Cambridge real estate agent’s Facebook page, it’s no secret that Cambridge real estate agents are courting international buyers and investor pools:

My sense, unverified at this point and potentially unverifiable unless policy changes are made, is that foreign buyers and investor pools are removing affordable housing (which they define as $500K starter condos) faster then they can be added to the housing inventory.

What can we learn from other cities about how to respond? Vancouver has imposed a new 15% real estate transfer tax on foreign buyers. Significantly, the tax does not come out of the sellers pocket or the developer’s proforma. As such, it essentially taps into Cambridge’s international appeal to raise funds to increase affordable housing.

Look into the future, and see the consequences if we continue to let #SpeculatorsWithoutBorders drive up prices and extract affordable housing opportunities: (share link via social networks)

+ + +

BOTTOMLINE: Add a 5th and potentially 6th bullet point to the list in the Cambridge Chronicle’s Guest Opinion?

5. Impose a buyer tax on foreign buyers, similar to Vancouver where international investors pay 15% on top of the sales price; or Singapore’s model: any investor / non-owner occupant pays a tiered buyer tax.

6. To calm the current speuclative cycle, declare a two-year moratorium on #SpeculatorsWithoutBorders, too?

Tagged with:
Posted in #SpeculatorsWithoutBorders, Affordable housing, Bidding wars, Consumer protection, Housing Justice, Investigative Reporting, RE2020, Real Estate Consumer Bill of Rights, RECALL: Real Estate Consumer Alliance

Let’s declare Holy War on BLIND Bidding Wars

There’s been a flurry of more than 30 comments on @NextDoor following a recent Cambridge City Council meeting on affordable housing.  Mine is shown below.  Want to share yours offline tonight at #REonTap? Let’s meet at the Podcast Garage where we’re learning to expand our voice and invite yours as well.  If you can’t attend, you can still reply to the conversation starter below:

Robert, I like your question: What would you like (data) to prove? My hypothesis is that the globalization of real estate = supply of affordable units going in reverse in Cambridge. Consider these bullet points:

1. Price is not the sole measure of affordability, ask anyone who’s been told they need to pay $100K/+ over asking price to win a bidding war in Cambridge (ironic for a city with its own Peace Commission);

2. While Cambridge has added nearly 1,000 affordable units; how many others have been extracted from the existing housing stock by investors — foreign or domestic; short-term rental (like @AirBnB) or crowdfunded pools looking to maximize long-term rents? Marc McGovern & Robert Winters, my guess is that the number FAR exceeds the 200 affordable ownership units added since 1998.

3. Other cities including Vancouver are responding with innovative solutions:

3.1 Regulating the BLIND bidding process used by real estate agents to increase transparency, and

3.2 Taxing foreign buyers 15% on top of their purchase price. That’s calmed demand from #SpeculatorsWithoutBorders and put downward pressure on prices.

With blogs on Forbes & Financial Times hyping Cambridge real estate as a great investment:

… time we also explore emergency regulations to protect the “Common Good” from multiple perspectives: existing residents who’d like to downsize but can’t find anything affordable, businesses who’d like to attract employees put off by housing costs, and our adult children who’ve been priced out of Cambridge?

Historical overview of bidding wars available on

Posted in #REonTap, #SpeculatorsWithoutBorders, Affordable housing, Bidding wars, Bubble Hour, Buyer agent, Consumer protection, Defensive Homebuying, Dual Agency Detective, RECALL: Real Estate Consumer Alliance

Who will put savings back into buyer agency?

My assumption is that many buyer agents who take fiduciary duties seriously have worked with buyers willing to pay over asking price because they believe rising prices will offset their leap of faith. In 1988, Nobel prize winning economist Robert Shiller and Karl Case said those kind of calculations turned homebuyers unknowingly into the drivers of a speculative boom / bust cycle as 6 to 10% of homes sold over asking price. In some locations like Cambridge, Massachusetts that pace is now up TENFOLD, as bidding wars are at a dangerous unprecedented pace.

Recognizing that, this stunning finding asks what role are buyer agents playing. By one quantitative measure of ROI or ROA – Return On Agency, buyer agents generated savings beyond their paycheck in just 17 or 217 transactions in Cambridge. That’s a paltry 8%:

When buyer agents pioneers launched their practices two to three decades ago, they routinely quoted excerpts like this:


“If you ever doubted the value of real estate agents who work solely for home buyers (as opposed to traditional agents who report to sellers, consider this: A recent study by U.S. Sprint found that 232 relocating Sprint employees who hired buyer’s brokers paid an average of 91% of a home’s list price. People who use traditional agents typically pay about 96%. On a house originally priced at$150,000, that’s a difference of $7,500.”


“…Buyers average a 5% savings when represented by a buyer’s agent rather than a seller’s agent.”

What happened, and what will happen when the market changes? Will we see a repeat of 2008 when clients began suing counterfeit buyer agents?

With Keller William’s founder warning about a shift in the housing market —, is it time we develop a meaningful if not quantifiable measure of buyer agents effectiveness that exposes fake buyer agents? Maybe something as simple as:

Put the savings back into buyer agency?

Some say the next major housing crisis will be generated by “disruptive demographics,” and in retrospect, it may be clear were’s headed for another lost decade in housing. What’s your take?

Are we approaching a tipping point in housing?  Should you or your buyer agent be concerned?

If you’re in Greater Boston, join us offline for our next “Bubble Hour.”  Follow @RealEstateCafe for the next #REonTap

Posted in Bidding wars, Bubble Hour, Buyer agent, Defensive Homebuying, Dual Agency Detective, Great Senior Sell-Off, Housing bubble, Housing forecasts, Real Estate Bubble, Savings & Rebates, Seasonality, Timing the market
Recent Posts
Recent Comments
    HTML Snippets Powered By :